Two Wheeler Insurance

Two Wheeler Insurance

What is Covered in Two Wheeler Insurance Policy

Here’s the list of events covered under bike insurance (Third-party and Comprehensive Bike Policy). Note that this is an overview; please check out respective two wheeler insurance policy wordings for exact details.

✅ Third-party losses/liabilities: Damage to another person’s vehicle or property and injuries or death of a third party caused due to your two-wheeler.

✅ Accidental damages: Damages caused to your vehicle due to accidents.

✅ Fire disasters: Damages to your two-wheeler due to fire explosion, self-ignition, lightning, etc.

✅ Natural disasters: Damages due to events such as floods, cyclones, earthquakes, etc.

✅ Man-made disasters: Damages to the insured vehicle due to incidents like riots, protests, terrorist activities etc.

✅ Vehicle theft/total loss: Financial loss due to vehicle theft or total loss. For instance, if your bike/scooter gets stolen and concerned authorities are unable to trace it.